Our Company
Guardian Life Insurance Company
Founded in 1860, The Guardian Life Insurance Company of America, New York, NY (Guardian) is one of the largest mutual life insurance companies in the United States. As of December 31, 2006, Guardian and its subsidiaries had $39.5 billion in assets (on a consolidated statutory basis). With more than 5,000 employees and 3,000 financial representatives, as well as more than 80 agencies nationwide, Guardian and its subsidiaries protect individuals, businesses, and their employees with life, disability, health, long-term care, and dental insurance products, and offer 401(k), annuities and other financial products and trust services. More information about Guardian can be obtained at:www.GuardianLife.com.
Destiny Health
Destiny Health, headquartered in Chicago, Illinois, is a health insurance company founded on a revolutionary concept—putting members in control of their own health care dollars.
The innovative Destiny Health Plan motivates members to participate actively in the health care process, and it rewards members for making healthy lifestyle choices through the first-of-its-kind Vitality wellness program. As a result, members and employers can enjoy lower health care costs, improved quality of service and easier access to care.
Destiny Health’s Comprehensive Consumer-Directed Health care™ model leverages six essential principles:
- Empower members where care is affordable and more controllable
- Provide comprehensive coverage for less controllable events
- Enhance wellness and promote healthier lifestyles
- Equip members with relevant, real-time information
- Offer flexibility and choice
- Integrate all plan components
Destiny Health's consumer-focused strategy is modeled after that of its parent company, Discovery, an international life and health insurance company that has enrolled more than 1.8 million members in its medical plan since 1992. As featured in The Wall Street Journal, Discovery literally transformed the face of health care in South Africa, in part through its Vitality wellness program.
Destiny Health has built on that success. Combined, Destiny Health and Discovery are the largest providers of consumer-directed health care in the world.
For more information on Destiny Health, visit www.destinyhealth.com.